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What To Do When the Insurance Company Cancels Your Long Term Care Policy?

Do not assume that the insurance company properly cancelled your policy. You should have the cancellation of coverage reviewed by a long-term care attorney. Insurance companies repeatedly cancel insurance policies in violation of the terms of the policy and/or statutory law.The most common examples of improper cancellations of coverage include the following: 1. When there […]

What is NEDA Week?

National Eating Disorders Awareness (“NEDA”) Week is an observance to bring awareness to the seriousness of eating disorders across the United States. Each year, the final week of February is designated Eating Disorders Awareness Week. In 2023, Eating Disorder Awareness Week begins on Monday, February 27th, and ends on Sunday, March 5th. The theme of […]

FAQ: My Long Term Disability carrier offered to hire a company to assist me in obtaining Social Security Disability Benefits . . . Should I accept?

This question comes up all the time, so we thought we’d discuss it.Although it is a relatively straightforward question, the answer is not so straightforward. In short, it depends.First, it is both to your benefit and to the benefit of the insurance company or employer paying your Long Term Disability (LTD ) claim that you […]

Heart Disease: Be Heart Healthy 2023

Heart Disease: Be Heart Healthy 2023By Cari M. Schwartz, Esq.According to the Centers for Disease Control and Prevention (“CDC”), heart disease is the leading cause of death for men, women, and people of most racial and ethnic groups in the United States. About 697,000 people in the United States died from heart disease in 2020. […]

What Is Long Term Disability Insurance?

Long Term Disability insurance (LTD) is an insurance policy that protects an employee from loss of income in the event that he or she is unable to work due to illness, injury, or accident for a long period of time.LTD can provide benefits for work-related accidents or injuries that are covered by Workers’ Compensation insurance, […]

Ninth Circuit Holds That Trial Courts May Not Rely on Arguments Not Raised During the Claims Process

Collier v. Lincoln Life Assurance Co. of Bos., No. 21-55465, __ F.4th __, 2022 WL 17087828 (9th Cir. Nov. 21, 2022) (Before Circuit Judges Paez and Watford, and District Judge Richard D. Bennett)Kantor & Kantor received a victory on a notable decision in the Ninth Circuit that addressed what arguments ERISA plan administrators and judges […]

Health Insurance Benefits Are Illusory Without a Sufficient Network of Providers

Health insurance benefits are meant to cover the costs of necessary healthcare in the event of illness or injury. But what if your limited health insurance provider network makes the benefits impossible to obtain?More and more often we are seeing health insurance policies which have insufficient provider networks. If a health insurance policy provides benefits […]