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Fire Season in California Begins for 2022

On May 11, 2022, a wildfire destroyed at least 20 homes in the Laguna Niguel neighborhood of Orange County. Fire season is beginning earlier each year. Meanwhile, the costs to rebuild continue to skyrocket. These costs are rarely reflected in a homeowner’s insurance coverage, which means that every year, hundreds of people in California who […]

FAIR Plan: Insurer of Last Resort Expands Basic Property Coverage

The California Fair Access to Insurance Requirements Plan Association or “FAIR Plan” was established by statute in 1968 to meet the needs of California homeowners unable to find insurance in the traditional marketplace. The FAIR Plan is a syndicated fire insurance pool comprised of all insurers licensed to conduct property and casualty insurance business in […]