Your home has suffered Mother Nature’s Double Whammy – it was burned or damaged by smoke during a recent wildfire, and now your property has suffered further structural damage from earth movement.Wildfires can destroy vegetation and make soil less permeable, which makes it easier for even short bursts of heavy rain to cause mudslides. If […]
On May 11, 2022, a wildfire destroyed at least 20 homes in the Laguna Niguel neighborhood of Orange County. Fire season is beginning earlier each year. Meanwhile, the costs to rebuild continue to skyrocket. These costs are rarely reflected in a homeowner’s insurance coverage, which means that every year, hundreds of people in California who […]
The California Fair Access to Insurance Requirements Plan Association or “FAIR Plan” was established by statute in 1968 to meet the needs of California homeowners unable to find insurance in the traditional marketplace. The FAIR Plan is a syndicated fire insurance pool comprised of all insurers licensed to conduct property and casualty insurance business in […]
