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Helpful Resources

Cases/Resources

Appealing Your Health/Disability Denial:

Things you SHOULD DO
Things you Should NOT DO
Calfornia Department of Insurance - Consumer Guide - Long Term Care Insurance
California Department of Insurance settles with Hartford - No more "Discretionary Clauses" in Hartford's disability insurance policies
California Department of Insurance finds that "discretionary clauses" in disability insurance policies are illegal under California law
California Insurance Commissioner Garamendi withdraws any approval of disability insurance contract forms forms containing "Discretionary Clauses"

We have successfully helped hundreds of clients with disability and health insurance claims. Contact us today.

What Sets Us Apart?

Free Case Consultations Provided
160+ Years' Collective Experience
Thousands Of Cases Successfully Handled
You Don't Pay Us Unless We Recover Your Claim
Selected For Inclusion In The List Of Super Lawyers®

Client Testimonials

I've already mentioned your firm to my family and friends and how wonderful you have been treating me.
“I've already mentioned your firm to my family and friends and how wonderful you have been treating me. Hopefully I will not ever have the need to refer someone to you because that would mean they would be in a similar situation as myself. But, if that were to ever happen, I would absolutely refer them to your company.”

Linda P.
You've helped to remove a great burden from our lives. It's nice to know there are decent people still in the world.
“Thank you for your kind efforts. You've helped to remove a great burden from our lives. It's nice to know there are decent people still in the world.”

B.
We will never forget the good you have done and may you continue to earn gold stars.
“More than your skilled expertise, uncompromising professionalism and breadth of experience, we have been immensely impressed with the sincerity, generosity and integrity with which you conducted our affairs, acted on our behalf and guided us through the sometimes confusing process. Throughout, we developed a great respect for all of you and it is our wish that both collectively and individually, you experience continued professional success and personal gratification in all that you pursue. We will never forget the good you have done and may you continue to earn gold stars.”

Lalida C.
Your kindness will never be forgotten.
“Dear Glenn, Several weeks ago, you graciously met with my husband and me and provided us with invaluable advice vis a vis his application for Long Term Disability and the Voluntary Transition Plan offered by his employer. Your calming presence and thoughtful guidance was so gratefully appreciated and we both felt much lighter as we left your office. We are pleased to advise you that David's application for LTD was approved the day after we met with you (sigh of relief)! Had it not been, we knew when were we would go for representation. We both want to thank you for your thoughtfulness and generosity of spirit. Your kindness will never be forgotten. With Warmest Regards, Lori and David C.”

Lori & David
Finding, and working with your team has been such a blessing to me.
“Thanks again for all your help. Finding, and working with your team has been such a blessing to me. Deepest regards.”

M.