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Helpful Resources

Cases/Resources

Appealing Your Health/Disability Denial:

Things you SHOULD DO
Things you Should NOT DO
Calfornia Department of Insurance - Consumer Guide - Long Term Care Insurance
California Department of Insurance settles with Hartford - No more "Discretionary Clauses" in Hartford's disability insurance policies
California Department of Insurance finds that "discretionary clauses" in disability insurance policies are illegal under California law
California Insurance Commissioner Garamendi withdraws any approval of disability insurance contract forms forms containing "Discretionary Clauses"

We have successfully helped hundreds of clients with disability and health insurance claims. Contact us today.

What Sets Us Apart?

Free Case Consultations Provided
160+ Years' Collective Experience
Thousands Of Cases Successfully Handled
You Don't Pay Us Unless We Recover Your Claim
Selected For Inclusion In The List Of Super Lawyers®

Client Testimonials

The light at the end of the tunnel was masked, but we found it!
“I'm sending my heartfelt wishes to you and your team for a wonderful holiday. We celebrate Christmas this year with a lighter heart than past years - knowing how you made a difference for us and for so many others. The light at the end of the tunnel was masked, but we found it! And so, cheers to you and your incredible team. Have a wonderful and safe new year.”

J.
Thank you for all of your hard work, support and belief in our case.
“Hi Elizabeth - You have been such an important part of my and Jennifer's past year, and I want to send you a note to wish you a wonderful holiday. Thank you for all of your hard work, support and belief in our case. Thank you seems like two small words and not enough, but they are heartfelt and mean so much.”

J.H.
First of all, I want to express my extreme gratitude for probably saving my daughter's life.
“First of all, I want to express my extreme gratitude for probably saving my daughter's life. By staying in treatment, the improvement is remarkable. She had been in eating disorder facilities many times, and treatment had been interrupted repeatedly by Anthem Blue Cross's denying benefits. Many of the health professionals were telling me that maybe my daughter was a hopeless case. You both gave me hope. She is still struggling with some residual issues around eating, but the change in her attitude, her ability to assess her own recovery, and her wish to live instead of to die, is evident in her life. Now she is back in school, after years of having her education disrupted by the eating disorder. She goes places with friends, and even goes out to restaurants for fun! This year marked the first holiday season for many years, when she had not been in a treatment facility. Other people gave up and you didn't. I can't thank you enough. You took the action that was necessary to keep my daughter in treatment long enough for it to work.”

Anonymous
Thank you for being lawyers with a heart.
“Thank you for being lawyers with a heart.”

Miriam T.
You've helped to remove a great burden from our lives. It's nice to know there are decent people still in the world.
“Thank you for your kind efforts. You've helped to remove a great burden from our lives. It's nice to know there are decent people still in the world.”

B.