- Things you SHOULD DO
- Things you Should NOT DO
- Calfornia Department of Insurance - Consumer Guide - Long Term Care Insurance
- California Department of Insurance settles with Hartford - No more "Discretionary Clauses" in Hartford's disability insurance policies
- California Department of Insurance finds that "discretionary clauses" in disability insurance policies are illegal under California law
- California Insurance Commissioner Garamendi withdraws any approval of disability insurance contract forms forms containing "Discretionary Clauses"
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