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Helpful Resources

Cases/Resources

Appealing Your Health/Disability Denial:

Things you SHOULD DO
Things you Should NOT DO
Calfornia Department of Insurance - Consumer Guide - Long Term Care Insurance
California Department of Insurance settles with Hartford - No more "Discretionary Clauses" in Hartford's disability insurance policies
California Department of Insurance finds that "discretionary clauses" in disability insurance policies are illegal under California law
California Insurance Commissioner Garamendi withdraws any approval of disability insurance contract forms forms containing "Discretionary Clauses"

We have successfully helped hundreds of clients with disability and health insurance claims. Contact us today.

What Sets Us Apart?

Free Case Consultations Provided
160+ Years' Collective Experience
Thousands Of Cases Successfully Handled
You Don't Pay Us Unless We Recover Your Claim
Selected For Inclusion In The List Of Super Lawyers®

Client Testimonials

Thank you a zillion times for your patience and time and absolutely helpful information.
“Thank you a zillion times for your patience and time and absolutely helpful information. You've helped me understand my position with my disability insurance and payments so much better. There is some real comfort in feeling anchored in knowledge…of what is and what might be in the future. Thanks to you!”

B.
Thank you for all of your hard work, support and belief in our case.
“Hi Elizabeth - You have been such an important part of my and Jennifer's past year, and I want to send you a note to wish you a wonderful holiday. Thank you for all of your hard work, support and belief in our case. Thank you seems like two small words and not enough, but they are heartfelt and mean so much.”

J.H.
I am so grateful for all your efforts and I'm sure glad you were on my side fighting for me.
“Dear Alan - I just wanted to send you a special note of thanks for all your hard work on behalf of me and my case. I am so grateful for all your efforts and I'm sure glad you were on my side fighting for me.”

Tracy R.
I've already mentioned your firm to my family and friends and how wonderful you have been treating me.
“I've already mentioned your firm to my family and friends and how wonderful you have been treating me. Hopefully I will not ever have the need to refer someone to you because that would mean they would be in a similar situation as myself. But, if that were to ever happen, I would absolutely refer them to your company.”

Linda P.
The light at the end of the tunnel was masked, but we found it!
“I'm sending my heartfelt wishes to you and your team for a wonderful holiday. We celebrate Christmas this year with a lighter heart than past years - knowing how you made a difference for us and for so many others. The light at the end of the tunnel was masked, but we found it! And so, cheers to you and your incredible team. Have a wonderful and safe new year.”

J.