Discover how a long-term disability lawyer can guide you through the claims process and ensure you receive your rightful benefits.
Author Archives: Glenn R. Kantor
What Is The Employee Retirement Income Security Act Of 1974? ERISA Explained
Wondering about the Employee Retirement Income Security Act of 1974? Learn all the basics about ERISA and what rights it gives for employees.
ERISA-Governed Long-Term Disability, Health, or Life Insurance Claim Denied: Do I Need An Attorney?
Discover how to reverse your long term disability insurance claim denial via the company’s ERISA administrative appeals process.
The Answers to Your Questions About Long Term Care Insurance
1. My parents have a long term care policy. What kind of insurance benefits are they entitled to? Generally, long term care insurance provides benefits to pay for care when one is no longer able to perform “activities of daily living” or has a “severe” cognitive impairment. The type of benefits provided depends upon the […]
FAQ: My Long Term Disability carrier offered to hire a company to assist me in obtaining Social Security Disability Benefits . . . Should I accept?
This question comes up all the time, so we thought we’d discuss it.Although it is a relatively straightforward question, the answer is not so straightforward. In short, it depends.First, it is both to your benefit and to the benefit of the insurance company or employer paying your Long Term Disability (LTD ) claim that you […]
I’ve Been Told it is “Too Late” For Me to Make a Claim For Health, Life, or Disability Benefits. Is That Right?
The correct response is, “maybe, or maybe not, depending on the facts, and the state in which you reside.”Insurance policies very often have time limits on the submission of a claim for benefits. In some states, those deadlines are VERY strictly construed, and once the deadline has passed, it does become “too late” to make […]
Long Term Care Insurance as a Financial Safety Net
As one of its top ten financial resolutions for 2008, Union Bank of California advises people to invest in long-term care insurance as part of a financial safety net for their families. Along with the government, private companies see the validity of both long-term care and disability insurance to help individuals deal with exorbitant medical […]
