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Do I Need a Lawyer for a Wildfire Insurance Claim?

Active forest wildfire spreading through trees in California, illustrating why homeowners ask, “Do I need a lawyer for a wildfire insurance claim?” after catastrophic fire damage.

Losing your home to wildfire is devastating. In the aftermath—while sorting through what remains and trying to figure out how to move forward—it is natural to feel overwhelmed by the insurance claims process. Many victims do not know what to do next or whether hiring a wildfire insurance attorney is necessary. Short answer: You do […]

A Caregiver’s Guide to Insurance: Navigating Disability Benefits for a Loved One

A daughter acting as caregiver to mother in her home

Being a caregiver means wearing many hats—nurse, advocate, coordinator, and often, insurance claims manager. When your loved one becomes disabled due to illness or injury, navigating the complex world of disability and long-term care insurance can feel overwhelming. Between managing medical appointments, coordinating care, and handling daily needs, the last thing you need is a […]

2026 Long-Term Care Insurance Trends: What Families Should Expect This Year

Caregiver assisting senior woman in a long-term care facility

Long-term care insurance has become increasingly complex in 2026, with families across California and nationwide facing new challenges when filing claims or purchasing policies. At Kantor & Kantor, LLP, we’ve observed significant shifts in how insurance carriers handle long-term care benefits—changes that directly impact policyholders who have paid premiums for years, expecting coverage when they […]

Denied Assisted Living or Home Care Benefits? How to Strengthen Your Appeal

Exterior view of an assisted living facility

As a caregiver, few things are more frustrating than watching your loved one struggle with daily tasks while their long-term care (LTC) insurance company denies the benefits they desperately need. You’ve paid premiums for years, followed the rules, and submitted all the required paperwork—yet the claim was rejected. If this sounds familiar, you’re not alone. […]

Long COVID Disability Claims in 2026: What Insurance Companies Still Get Wrong

Man receives breathing treatment to support post-covid syndrome

Years after the pandemic, Long COVID remains one of the most misunderstood and frequently denied conditions in disability insurance claims. Despite growing medical research and recognition from major health organizations, insurance companies continue to apply outdated standards and a skeptical approach to Long COVID claims.  If you’re struggling with debilitating Long COVID symptoms and your […]

The 2026 Guide to Strengthening Your Long-Term Disability Claim: Evidence That Makes or Breaks a Case

2026 long-term disability claim evidence review with medical records, RFC forms, and symptom documentation on a professional workspace

Long-term disability claims are won or lost based on the strength of your evidence. In 2026, insurance carriers are more aggressive than ever in scrutinizing claims, particularly for conditions that don’t show up clearly on imaging or lab tests—chronic illnesses, Long COVID, autoimmune conditions, fibromyalgia, chronic fatigue syndrome, mental health disorders, and similar conditions that […]

What Makes ERISA Disability Claims So Different from Other Types of Claims?

ERISA plans

In the United States, the Employee Retirement Income Security Act (ERISA) has a substantial impact on the processing and resolution of disability claims. When dealing with disability claims, understanding the legal framework surrounding your case is crucial to navigating the complex landscape of insurance claims effectively. At Kantor & Kantor, LLP, we take pride in […]