Los Angeles ERISA Attorneys
ERISA Cases in California
A Los Angeles ERISA lawyer has to recognize several factors regarding this federal mandate that affect long term disability cases. First, ERISA preempts state laws. This means that insurance companies must adhere to ERISA stipulations over local Los Angeles or California state rules. Second, claimants typically can expect more protection under ERISA law, which specifically calls for recovery where an insurance company has unjustly denied benefits.
Finally, a lawyer must recognize that federal law doesn't apply to private policies, so these cases must be handled differently. The vast majority of employee-sponsored disability insurance, however, is covered under ERISA. This gives lawyers an advantage, because the ERISA law was created to protect employees who have been injured on the job or over a long period of time working for a company.
On This Page
- Important ERISA Regulations
- How ERISA Works
- Types of Cases We Handle
Important ERISA Regulations
Like most federal acts, ERISA is rife with rules and legalese. In its complex workings, there are a number of regulations that are designed to define its purpose and ensure it is capable of being carried out as such. Namely, ERISA contains regulations that are supposed to help ensure that people are able to access retirement and health plan benefits as needed, especially after suffering a permanent disability.
A few important ERISA regulations involve:
- Creating minimum ERISA plan participation requirements
- Designating how plans are funded
- Deciding fiduciary responsibilities for parties that control ERISA plans
- Establishing appeals processes for denied or contested plans
As mentioned, ERISA law supersedes similar insurance and disability laws on a state level. If disability or retirement benefits have been unjustly denied, then an ERISA claim can be filed that must be respected under the federal act’s regulations. An insurance company cannot try to avoid this responsibility by crossing legal stateliness. This universality to ERISA law and its permissions makes it simpler for claimants and plaintiffs to seek the recoveries and benefits that they are owed.
Types of Cases We Handle
Our Los Angeles ERISA lawyers have successfully litigated countless long term ERISA cases, for conditions such as:
- Chronic fatigue syndrome
- Bipolar disorder
- Degenerative disc disease
- Carpal tunnel syndrome
- Epstein-Barr virus
There is no ERISA case too complicated for our lawyers to handle. Whether you've been receiving benefits and were recently cut off or you have been denied initial benefits, we can help. We serve clients throughout the West Coast, including Los Angeles, San Diego, San Francisco, San Jose, Reno, Portland and Seattle.
When you call us there is no obligation to use us for your case. We will simply review the details of your situation and let you know if we think you have a valid claim against your insurer in Los Angeles.