Long-Term Disability Claims in California
After turning to an experienced long term disability lawyer, Los Angeles residents can rest assured that their benefits will be pursued through all avenues of the legal system. Despite the relative rarity of a policy holder needing to collect on a long term disability policy, insurance providers still fight and often erroneously deny this type of insurance claim.
With the aid of an insurance lawyer, you can appeal a decision that you know to be unfair and take the insurance company to court if necessary. When in need of a long term disability lawyer, Los Angeles residents can turn to the experienced legal team at Kantor & Kantor, LLP.
Call Kantor & Kantor today at 818-886-2525!
Bad Faith in Long-Term Disability Claims
On the other hand, many long-term disability claims are denied for unjustified reasons. Some are even wrongfully denied by an insurance company representative who knows the denial shouldn’t be done, which is called insurance bad faith. If this happens to you, then you should pursue legal action against the insurer right away because you are probably facing an uphill legal battle soon.
Examples of LTD insurance bad faith include:
- Denying a claim without providing any clear or valid reason.
- Intentionally taking as long as possible to handle a claim.
- Refusing to communicate with the claimant.
- Offering benefits that are lesser than what the claimant is owed.
- Threatening or otherwise verbally abusing the claimant.
- Changing a policy’s clauses mid-term.
When you suspect that your LTD claim has been denied out of bad faith, then try to save copies of any communications you have with the insurer. Emails, letters, texts, etc. should all be saved and copied, so your attorney can review them for evidence of insurance bad faith.
Contact our office today to schedule a time to discuss your case with a long term disability lawyer.
Attorney Glenn R. Kantor
Glenn Kantor is a founding partner of Kantor & Kantor LLP. As a young attorney, Glenn saw the injustice of wrongful insurance denials and created a law firm to represent individuals seeking to obtain their rightful benefits. Glenn is committed to ensure that clients receive the benefits they are entitled to under their insurance policies or group health plans. [Attorney Bio]