Facing a denial for a disability, health, or life insurance claim can be overwhelming—especially when your benefits are governed by a federal law called ERISA. Many California workers rely on employer‑sponsored insurance plans for peace of mind, but when a claim is denied, the process for fighting back is complex and requires specialized knowledge. At […]
Losing a loved one is hard enough without the added stress of a life insurance claim denial. Unfortunately, life insurance companies reject claims for a variety of reasons—some valid, others less so. If you’ve received a claim denial letter, you don’t have to face it alone. Kantor & Kantor, LLP is California’s premier ERISA and […]
For many, a life insurance policy provides a crucial safety net, promising to help ease the burden during such a painful time. So, when an insurance company denies a claim, it can feel like the rug has been pulled out from under you. The shock of a life insurance claim being denied can feel like […]
Life insurance is intended to provide peace of mind and financial security for your loved ones in the event of your passing. However, some policyholders may find themselves in a difficult situation if their insurance company denies or delays their claims unnecessarily. This leads to “bad faith” claims, which occur when an insurance company fails […]
When you navigate the complicated terrain of employer-sponsored Long Term Disability (LTD) benefits, It is crucial to understand how SSA determinations can impact your LTD benefits. First, your SSDI claim will impact the chance of your LTD claim being approved. Your LTD benefits under such a policy typically hinge on proving that you are unable […]
Leaving a job is more than just a change in routine; it is a pivotal moment that impacts various aspects of your life, including your life insurance. Amidst the flurry of tasks associated with transitioning to a new chapter, it is crucial not to overlook your life insurance coverage status. At Kantor & Kantor, we […]
Oregon to date has declined to recognize first-party bad faith claims against insurers, and only allowed tort claims against an insurer in limited circumstances where a special relationship existed between insured and insurer. This means that in Oregon, first-party claims against insurers have been limited to contract damages and not allowed the recovery of extra-contractual […]
Suppose you are appealing the denial of your insurance benefits. In that case, there is a greater chance that you will end up in litigation with the insurance company. That is simply a fact. Of course, a well-presented appeal makes litigation less likely, but it still happens. After all, it is difficult to convince an […]
Proton Beam Radiation Therapy (“PBRT”) is a type of radiation cancer treatment. PRBT delivers a beam of protons directly to the cancerous tumor causing less damage to surrounding healthy tissue. Traditional radiation therapy provides for a less targeted approach, damaging surrounding tissue and causing greater side effects. Insurers have been reluctant to approve PRBT claiming […]
What is bad faith? In many states, including California, Washington, Arizona, Nevada and Colorado, when your insurance company breaches their contract with you, it could potentially be more than a breach of contract. It could also be a breach of the implied covenant of good faith and fair dealing, which is known as “bad faith.” […]
