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UnitedHealth Group Asks the Supreme Court to Allow Cross-Plan Offsetting

In recent years, UnitedHealth Group has ramped up its practice of recovering supposed overpayments to medical providers on claims of plan participants in one healthcare plan by offsetting these “overpayments” against (and therefore often totally disallowing) payments on the claims of participants in an unrelated plan.Keep in mind that the participants in the plans normally […]

Decoding the Language of Insurance Denials

Making sense of your insurance denial can be very tedious, overwhelming, and stressful — and even more so when you do not understand the “language.” Sifting through confusing legalese (and what seems to be bizarre and unreasonable logic from insurance companies) can make advocating for your health feel unmanageable. Not only are you fighting for […]

6 Things Your Insurance Company Doesn’t Want You to Know About Eating Disorder Treatment

1. They utilize internal guidelines. Many insurances companies will make decisions based upon their own internal guidelines. They will deny or approve claims for eating disorder treatment, or deny a specific level of treatment, without providing transparency for how these decisions are being made. For a clear and simple description of what insurers should be […]

Who Denied Your Insurance Claim?

It is your right to know who denied your insurance claim.Unfortunately, insurance companies often do not explain who is making the decision to your claim. For example, Anthem Blue Cross of California’s denial letters reference a “medical reviewer” although the letter is signed by an Anthem Medical Director. It can be unclear whether it was […]