Losing your home to wildfire is devastating. In the aftermath—while sorting through what remains and trying to figure out how to move forward—it is natural to feel overwhelmed by the insurance claims process. Many victims do not know what to do next or whether hiring a wildfire insurance attorney is necessary. Short answer: You do […]
Losing your home to wildfire is traumatic enough, but when the insurance company you have trusted and paid premiums to for years turns around and denies your claim, delays your payment for months, or offers a settlement that does not come close to covering your losses, the betrayal cuts deep. With the help of a […]
When you file an insurance claim, you expect the company you have been paying premiums to for years to step up and honor their commitment. Instead, you are met with endless requests for documentation, unanswered phone calls, and excuses that leave you feeling helpless. Each day that passes without resolution adds to your stress, your […]
In California, navigating the complex landscape of disability claims can be overwhelming, especially when it comes to chronic illnesses. Many individuals facing these health challenges wonder if they can file for disability insurance while still managing to work. The short answer is yes, but several risks and nuances are involved in this process that must […]
In the United States, the Employee Retirement Income Security Act (ERISA) has a substantial impact on the processing and resolution of disability claims. When dealing with disability claims, understanding the legal framework surrounding your case is crucial to navigating the complex landscape of insurance claims effectively. At Kantor & Kantor, LLP, we take pride in […]
As the population ages, more individuals and families are facing the realities of cognitive decline, including dementia and Alzheimer’s disease. These conditions require specialized care that can be both emotionally and financially taxing. For many families, long-term care (LTC) insurance is a crucial resource. But a common question arises: Does long-term care insurance cover dementia […]
When navigating the complex world of long-term care (LTC) insurance, one term you may encounter is “lack of medical necessity.” This phrase can feel overwhelming and frustrating, especially in the context of claims denial. To help you understand what this term means and how it affects your LTC insurance, Kantor & Kantor, LLP, explores its […]
When you file a disability insurance claim, you expect your insurance company to honor the contract you have been faithfully paying premiums on for years. Unfortunately, the reality is often far different. Behind the scenes, insurance companies deploy sophisticated investigation tactics designed not to verify the legitimacy of your claim, but to find any possible […]
Dealing with a disability can be an arduous journey, one filled with emotional and financial strain. If you find yourself in the position of filing a disability claim, you may be surprised to learn that your insurance company could be closely monitoring your activities. The American Bar Association claims that surveillance in disability claims has […]
In today’s job market, understanding the relationship between employer-provided insurance and the Employee Retirement Income Security Act (ERISA) is essential for employees looking to navigate their benefits effectively. Employer-provided insurance may include health, disability, and life insurance, and ERISA regulates these plans, offering protections and guidelines designed to ensure employees receive their entitled benefits. What […]
