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New Year, New Claim Problems: Why LTD Benefits Often Change or Stop in January

New Year long-term disability claim review illustration showing January calendar, insurance paperwork, medical records, and benefit reassessment documents

For many long-term disability (LTD) claimants, the new year brings unwelcome surprises: benefits that suddenly stop, payments that unexpectedly decrease, or demands for extensive new documentation. If you’re experiencing these issues, you’re not alone—and it’s not a coincidence.   Why January? The Annual Reevaluation Cycle Insurance carriers operate on annual cycles that align with the […]

How to Demonstrate That Your Sjögren’s Symptoms Are Disabling and Entitle You To Long-Term Disability Benefits

Sjögren’s symptoms can be incredibly debilitating, making the prospect of performing daily tasks exhausting. The distinct dry eyes and mouth caused by the condition are often compounded by fatigue, joint pain, and even organ dysfunction in extreme cases. The impacts of Sjögren’s syndrome on your physical well-being might prevent you from working at full capacity. However, the unfortunate reality is that while the symptoms of Sjögren’s syndrome might weigh heavy on your shoulders, they’re often difficult to effectively demonstrate in order to prove your right to long-term disability benefits.

ERISA and What You Need to Know About the Process of Getting Your Long-Term Disability Claim Paid

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Having your Long Term Insurance Claim denied is a devastating feeling. In this episode of Talking Insurance with Kantor & Kantor, Glenn Kantor talks candidly about the long term insurance process and gives valuable insight into things you needs to know when starting this journey. Join us and learn more about what your rights are, and what you can do in order to work towards a successful outcome.