Suppose you are disabled and receiving disability benefits from a long-term disability (LTD) insurance policy. In that case, there is a chance your insurance company will offer you a buy-out. If your insurance company offers you a buy-out, you may have many questions, like: Why did this happen? What does this mean? Do I need […]
Category Archives: Disability Benefits
Three Things to Do That May Help When Appealing a Denial or Termination of Long-Term Disability Benefits
It is not uncommon that an initial claim for Long-Term Disability (“LTD”) is denied. This can be for a variety of reasons, most commonly including: lack of coverage, lack of medical evidence, lack of objective medical evidence, or a determination that, despite medical evidence of disability, the illness or injury is not significant enough to […]
Client Success Story: A Case for Long-Term Disability for a Multiple Sclerosis Sufferer.
Kantor and Kantor recently obtained long-term disability benefits for a client with multiple sclerosis. He worked with the disease as an executive for a number of years, but slowly his illness progressed, and he struggled to continue working.He developed cognitive issues which became progressively worse, causing him to have difficulty making decisions, trouble organizing and […]
May 12th is World ME/CFS Day
Myalgic encephalomyelitis (ME) – also called chronic fatigue syndrome (CFS) – is a serious and often permanent health condition characterized mostly by constant exhaustion and chronic pain. Although this condition is diagnosed hundreds of thousands of times per year in the United States, it is still not well understood. It is hardy even talked about […]
Courts Are Right To Reject Insurer ERISA Attorney Fee Awards
Courts Are Right To Reject Insurer ERISA Attorney Fee AwardsBy Elizabeth Hopkins, Partner at Kantor & Kantor, LLPExpert Analysis – OpinionAs the U.S. Supreme Court has often recognized, the Employee Retirement Income Security Act is remedial legislation that is primarily intended to protect plan participants and beneficiaries, promote their interests and ensure that they receive the benefits they […]
The State Of Article III Standing In ERISA Cases
The State Of Article III Standing In ERISA CasesBy Elizabeth Hopkins, Partner at Kantor & Kantor, LLPExpert AnalysisMore than a year after the U.S. Supreme Court’s June 2020 Employee Retirement Income Security Act ruling in Thole v. U.S. Bank, it is fair to ask whether lower courts have heeded the justices’ admonition and made sense of […]
Social Security Benefits Increase 5.9% in 2022 & Other Important Changes
In 1972, Congress passed legislation to provide automatic increases linked to a rise in consumer prices. Recipients would no longer have to wait for Congress to take action to receive an increase. The first automatic increases to Social Security benefits took effect in 1975. After 1982, cost of living adjustments (“COLAs”) were effective for December […]
Can Student Loan Forgiveness Affect Your Long-Term Disability Benefits?
The United States Department of Education recently announced it would forgive the student debt of more than 300,000 disabled borrowers. Could this impact your long-term disability benefits?The topic this pertains to is offsets (amounts that can be subtracted). Insurance carriers are allowed to take offsets from their claimants’ benefits. The “Other Income” provision of your […]
Your ERISA Watch – What a Difference Discretion Makes
Your ERISA Watch – What a Difference Discretion MakesMayer v. Ringler Assocs. Inc., No. 20-1281, __, F.4th __, 2021 WL 3556473 (2d Cir. Aug. 12, 2021) (Before Circuit Judges Walker, Sack, and Menashi).This week’s notable decision demonstrates the uphill battle ERISA claimants face in litigation with insurers over their employee benefits, particularly where courts apply […]
Just What is Long-Term Disability Insurance (LTD)?
At Kantor & Kantor LLP, we like to refresh and give updates on certain parts of the process we use to help individuals. We feel that the more people understand their insurance benefits, the better they will be able to fight when benefits are denied. Long-term disability (LTD) insurance is a large part of this […]
