Cheryl Bowen alleged that prolonged exposure to toxic mold and bacteria in her workplace caused the recurrence of systemic lupus erythematosus that had previously been in remission and triggered severe asthma and allergic disease. Her condition resulted in repeated episodes of anaphylactic shock, emergency treatment, and frequent hospitalizations, sometimes occurring every four to six weeks. […]
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Thompkins v. BC Life & Health Insurance Co.
The claimant sought continued inpatient psychiatric treatment for major depressive disorder (recurrent), dissociative identity disorder, post-traumatic stress disorder, and bulimia. Treating psychiatrists documented dissociative episodes, eating-disorder behaviors, and a high risk of decompensation without structured inpatient care. The insurer initially approved inpatient treatment from May 11, 2004 through August 29, 2004, then denied further coverage, […]
