The claimant, an executive sous-chef, sought long-term disability benefits due to chronic osteomyelitis, degenerative disc disease, and spinal stenosis. His conditions caused persistent pain, limited mobility, and an inability to stand or walk for prolonged periods—core physical demands of his occupation in a commercial kitchen environment. Hartford initially approved benefits, then terminated them after relying […]
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Kurth v. Hartford Life & Accident Insurance Co.
Donald Kurth, M.D., sought disability benefits after medical conditions impaired his ability to safely and consistently practice medicine. Treating providers documented limitations affecting endurance, cognitive functioning, and the ability to perform complex professional tasks required of a physician. Hartford denied the claim based exclusively on file reviews conducted by non-examining physicians and declined to obtain […]
