Lupus is a chronic, autoimmune disease that causes inflammation anywhere in the body and can affect any of your organs, the skin, and joints. According to the Lupus Foundation of America, there are an estimated 1.5 million Americans living with this disease and 90% of the people living with lupus are women. People with lupus […]
How to Manage Your Homeowners Insurance in a Wildfire AreaThe first two months of 2022 were the driest in California’s history. Another very active fire season is expected, and the fire “season” is lengthening each year. The areas that burn are increasing, and parts of the state that do not typically see fires are becoming […]
Every April marks National Parkinson’s Awareness Month in the United States. Parkinson’s disease (PD) occurs when brain cells that make dopamine, a chemical that coordinates movement, stop working or die. Because PD can cause tremor, slowness, stiffness, and walking and balance problems, it is called a “movement disorder”, but other non-movement symptoms also can be […]
Knowing Your Rights and Protections Against Surprise Medical BillsOften, we hear from people who have received “surprise medical bills.” This blog will help you understand how you can avoid surprise medical bills, what protections you have against balance billing, and some tips to avoid balance billing altogether.What is Balance Billing?When you see a doctor or […]
March is Multiple Sclerosis Awareness MonthMultiple sclerosis (MS) is a chronic disease that involves the central nervous system. The immune system attacks the protective covering around nerves, causing a disruption of communication between the brain and body. Among others, MS symptoms can commonly affect walking, vision, thinking, speaking, sensation, and memory. MS is unpredictable, and […]
Farmers Insurance Called to Task on Homeowner Underinsurance ClaimsMost homeowner insurance companies in California have been avoiding responsibility for often massive underinsurance in their customer’s policies, in the wake of wildfires, by saying that it is up to the insured to select policy limits. Underinsurance has been an issue long enough that now some customers […]
What is the Difference Between ERISA and Insurance Bad Faith Litigation?Many people find themselves needing to bring suit against an insurance company. But not all lawsuits against insurers are governed by the same laws. If you obtained benefits through your employer and experience a wrongful denial of those benefits, you can bring suit to obtain the […]
March Is National Breast Implant Awareness MonthNational Breast Implant Awareness Month was founded in March 2018 to help women make informed decisions about breast implants and to educate them about the risks associated with all kinds of breast implants. By bringing resources to women that are not readily available elsewhere, National Implant Awareness Month hopes […]
What Courts Say About Underinsurance of Homeowner’s Coverage in CaliforniaInsurance companies take the position that they have no responsibility for the amount of coverage their insureds have in the event of a disaster. That way, they can offer very low premiums to compete in the insurance market. And, if there is a wildfire or other […]
The COVID Pandemic has forced all of us to embrace the concept of uncertainty. Like a child’s snow globe, we have been stirred and shaken, our mental health care system sent a flurry. We are far from settled.We are not ok!!! We are not doing enough!!!The unwelcome guest, Year Two of the COVID pandemic, is […]
