Malignant brain cancer took the life of the husband of another of our clients. He too had life insurance through his employer. It was a $1,000,000 policy. When his wife made a claim, the insurance company denied it in part saying that her husband was only entitled to $500,000 in benefits because he did not complete an “evidence of insurability” form. No one ever provided him with, or told him to complete an evidence of insurability form. Moreover, the employer had been deducting premiums from his paycheck representing payment for the full $1 Mil in insurance. We filed suit against the employer and the insurance company to force them to pay the remaining $500,000 in benefits. After about 3 months, we were able to settle this case to the satisfaction of our client.
