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Life Insurance Claims in San Francisco

If you or a family member has been denied benefits from a life insurance policy in California, you may need to initiate litigation in order to collect the money you are owed. Sometimes, an insurance company will find a way to disqualify claimants postmortem for coverage or benefits. This could include classifying the person’s death as a suicide or another excluded cause of death not covered by the policy’s fine print.

The last thing you want to deal with after the death of a loved one is fighting an insurance company that won’t pay out a policy. When you are rightfully entitled to life insurance benefits, it is important that you not feel intimidated by your insurance company. Instead of trying to handle the situation yourself, you can hire a skilled lawyer to take care of the settlement litigation for you.

California Denied Life Insurance Claim

If you live in California and attempt to collect payment on a life insurance policy claim for a family member who committed suicide, you may be quickly denied. Most California life insurance policies contain certain exclusions that preclude an insurer from paying a claim. Suicide or attempted suicide are often excluded from coverage, but can be fought with the help of a lawyer.

A San Francisco lawyer can help you get the money you deserve. For instance, there are many cases in which a claim was filed but denied because the death was wrongfully categorized as suicide. Further, life insurance companies may deny a claim in California if the claimant has a history of suicide attempt(s) in the past and has been injured in a mysterious way or a way that could be construed as self-inflicted and intentional.

Give us a call toll-free in San Francisco at 818-886-2525 or contact us via email.
Attorney Glenn Kantor, California

Attorney Glenn R. Kantor

Glenn Kantor is a founding partner of Kantor & Kantor LLP. As a young attorney, Glenn saw the injustice of wrongful insurance denials and created a law firm to represent individuals seeking to obtain their rightful benefits. Glenn is committed to ensure that clients receive the benefits they are entitled to under their insurance policies or group health plans. [Attorney Bio]

Recent Trial Verdicts

Recent Trial Verdicts

Kantor & Kantor obtained successful outcomes for our clients who had the following disabling conditions:

Fibromyalgia and Mast Cell Activation Syndrome

Hartford had denied the claim, stating that our client’s cognitive deficits were manufactured and that she could perform her own occupation, which required engineer-type skills. Among other things, Hartford relied upon a doctor who did not believe in the disabling potential of Fibromyalgia. In its decision for our client, the Court stated that Hartford’s medical evidence was not credible because its physician did not accept Fibromyalgia as a potentially disabling condition.

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Photo: Fibromyalgia

Orthopedic Back Injury/Arthritis

Our client suffered from a degenerative back condition, which made it difficult for her to sit for long periods of time. Cigna denied the claim, forcing our client to litigate to obtain the benefits to which she deserved. The Court found in favor of our client, holding that Cigna’s physicians engaged in a selective review of the medical records. An insurance carrier is required to consider all of the evidence; not just that which favors its financial interests.

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Photo: Arthritis

Seizure Disorder

Hartford improperly terminated our client’s benefits, after he had been on claim for almost 20 years, while still suffering from breakthrough convulsions. The Court held that the isolated evidence that Hartford relied upon to support its claim termination was insufficient to support its contrary conclusion.

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Photo: Seizures