The claimant sought continued inpatient psychiatric treatment for major depressive disorder (recurrent), dissociative identity disorder, post-traumatic stress disorder, and bulimia. Treating psychiatrists documented dissociative episodes, eating-disorder behaviors, and a high risk of decompensation without structured inpatient care. The insurer initially approved inpatient treatment from May 11, 2004 through August 29, 2004, then denied further coverage, […]