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Reno Property & Casualty Claim Attorneys

Legal Assistance for Homeowners in Reno

Most property insurance policies will include property and casualty coverage. This type of coverage is used to pay for damage specifically to the property or building itself, not bodily injuries suffered by anyone on that property. Stolen property can also be covered by property and casualty insurance.

Insurance companies are often tempted to deny property and casualty insurance because they perceive the claim as “not serious” since it does not involve bodily injuries and medical bills. They hope that the policyholder will stop pursuing the claim, even when it is entirely valid.

At Kantor & Kantor, LLP in Reno, we think that every policyholder deserves the utmost respect from their insurers in every situation. If your property and casualty claim is being mismanaged, ignored, or wrongfully denied by an insurance company, then we want to know about it. Our decades of collective legal experience allow us to take on any opposition for our clients.

We can represent virtually any property owner, such as:

  • Homeowners
  • Business owners
  • Industrial property owners
  • Commercial property owners

Call (877) 783-8686 and request a free case evaluationto learn more.

Common Uses for Property & Casualty Insurance

Policyholders will commonly file a property and casualty insurance claim after a natural disaster of some sort damages their home or business. In Reno, wildfires and flashfloods are among the most common types of natural disasters in the region, with earthquakes also happening seldomly. Some property and casualty coverage will also account for disasters that are not naturally occurring, such as a burst plumbing pipe that causes widespread water damage or an accidental housefire.

Our attorneys would be happy to review your property and casualty insurance policy to see what is covered and what is not. If your claim has been denied but your coverage should apply to the situation, then we can discuss what to do next, such as filing a challenge letter to the insurer before any applicable deadlines pass.

Typical Issues with Property & Casualty Insurance

Reading a property and casualty insurance policy is probably going to be confusing if you are not familiar with insurance law and terminology. If your property has been devastated in a disaster or due to theft, then you will unlikely want to deal with figuring out your policy with everything else that is happening. Our Reno property and casualty insurance claim attorneys can help you understand everything, starting with a few key details that apply to most policies.

Keep these facts and pointers in mind:

  • Insurance companies often offer lowball settlement amounts for property damage.
  • Coverage is for repairs only, not upgrades.
  • The cash value offered for destroyed or stolen possessions will reflect each item’s depreciated market value.
  • You will only be reimbursed for what you replace or repair, so do not hesitate to replace as much as possible.
  • You could be eligible for temporary housing paid for by your insurance company while your home is being repaired.

Insurance Company Denials

The type of damage seen in most property and casualty claims is widespread and expensive to repair. Insurance companies might be tempted to reject a claim arbitrarily to avoid big rebuilding costs. They might also send an insurance adjuster to your property who downplays the extent of the damage, so they can send you a reduced settlement amount.

In some cases, a property and casualty claim will be denied because the insurance company says the property owner’s negligence contributed to the property’s damage. It will be an uphill legal battle to prove this was not the case, so you should always prepare with the help of a trusted attorney, like our team here at Kantor & Kantor, LLP in Reno. All of our years of experience and insight effectively become your own when you let us represent you!

Learn more about our services and your options by dialing (877) 783-8686 today.

What Sets Us Apart?

  • Free Case Consultations Provided
  • 160+ Years' Collective Experience
  • Thousands Of Cases Successfully Handled
  • You Don't Pay Us Unless We Recover Your Claim
  • Selected For Inclusion In The List Of Super Lawyers®

Client Testimonials

  • Thank you for being lawyers with a heart.

    “Thank you for being lawyers with a heart.”

    Miriam T.

  • You are the light in the darkness for all of us.

    “Lisa- You are the light in the darkness for all of us in the eating disorder community. I believe that you were born to take on these challenges.”

    Pam S.

  • There are no words that can express the feelings of gratitude and relief I have that you helped us.

    “I wanted to thank you again for all of your help. My daughter would not be in treatment without your help. I can never thank you enough, there are no words that can express the feelings of gratitude and relief I have that you helped us, and I believe saved my little girl. Taking her back to Timberline Knolls was very difficult in many ways, I wish UBH could know the damage they have done to her by having her go in and out like this. When she went into Timberline Knolls the first time she was not happy to go exactly, no one wants to go into treatment, but she was open to going in and ready, for the first time, to really look at her issues and work hard to get better. When she had to leave Timberline she expressed that she wished she could have stayed because she felt like she was finally at a place where she was getting better and, though it was hard, she was really opening up and dealing with her issues for the first time, something she has had a hard time doing. I just wanted you to know that she was going down to a really bad place and without you I don't know what would have happened except that she would not be at Timberline Knolls right now getting better and I thought you should know this. With unending gratitude.”

    R.

  • You have restored my faith in the goodness of people!

    “Thank you Glenn for accepting my case. I had all but given up on finding an attorney that was willing to take this case, and although you may not remember, I enclosed a note to you when I sent my [ins. co.] file asking you to please help me. You did that sir, and I can't thank you enough. My thanks to you Corinne for pursuing my case with vigor. I don't know much about how these legal things are handled, but I could tell by your communications with me, making sure I was always informed, that you were on top of it all. Also, you were ALWAYS available to me to answer questions, and your compassion for me and my situation is so much appreciated. I have had limited exposure to the legal system and attorneys, but I have never been able to just call and talk to them, as I could with you. I always had to speak with someone in the office that couldn't really answer my questions. My sincerest thanks and best wishes for you both You have restored my faith in the goodness of people!”

    Dick H.

  • I am a life you have touched. May God bless you richly.

    “After suffering with constant pain for nearly seven months, losing the job I loved and then being denied my long term disability, I was extremely discouraged when I began looking for help. With a few phone calls from Mr. Kantor to my insurance company, my long term disability was reinstated . The financial burden was lifted and I have hope again. I am a life you have touched. May God bless you richly.”

    Susan H.