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Reno Health Insurance Attorneys

Health Insurance Denied? Get Our Help

How many times have you seen a health insurance company look as friendly as can be in an advertisement? When you were in an accident and needed health insurance benefits to pay for your bills, you were probably surprised that they were less than friendly and not too cooperative either. In some cases, you might be on the verge of a verbal fight with your health insurance provider!

Do not let the tactics of a health insurance company get under your skin and make your injuries worse. Instead, leave everything about your denied or complicated health insurance claim up to Kantor & Kantor, LLP. Our team of Reno health insurance lawyers focuses primarily on denied claims, especially when the denial was wrongful or not explained.

We can help you deal with virtually any major health insurance company, such as:

  • Aetna
  • Anthem Blue Cross
  • Health Net
  • Kaiser
  • Met Life
  • Blue Shield

Where other law firms might shy away from big insurance companies, we get ready to fight. We know that our clients need us to stand up for them, and we know that our 20+ years of legal experience give us the power and knowledge to do just that.

Call (877) 783-8686 or contact us onlineto learn more.

What is Material Misrepresentation?

Some dishonest health insurance companies have earned notoriety for going out of their way to deny a claim without a valid reason. In many of these cases, “material misrepresentation” is listed as the reason why a claim is denied. Material misrepresentation is basically an insurance law way of saying that a policyholder’s information as reported on an insurance application, form, or renewal was incorrect.

Any sort of error can count as material misrepresentation, even something as simple as listing the wrong eye color. But only serious and/or intentional forms of material misrepresentation that actually change how the insurance company evaluates the policyholder’s health should matter enough to warrant an investigation or claim denial.

Examples of serious material misrepresentation:

  • Not disclosing that you smoke or vape
  • Not mentioning narcotic use or alcohol addiction
  • Not checking off preexisting medical conditions like heart disease
  • Not listing dangerous hobbies like skydiving or full-contact sports

If your material misrepresentation was significant as some of the examples listed, then the denial could be justified and might be difficult to challenge. If it was something trivial like hair color, though, then the insurer has made a move to try to reject your claim without proper grounds.

Support Every Step of the Way

Kantor & Kantor, LLP is all about supporting our clients through and through. We pay attention to you, keep you informed of critical updates, and always do as much as we can to make your case or claim easier.

We would be happy to help however we can, such as:

  • Challenging an insurer for a wrongful health insurance claim denial
  • Reviewing your policy for unfair clauses that overly restrict your coverage
  • Preparing responses to insurance company inquiries and challenges

You probably have enough to do already with an injury that has accrued so many medical bills. When it comes to managing your health insurance claim, go ahead and leave it to our professionals.

Dial (877) 783-8686 to talk to our Reno health insurance claim lawyers.

What Sets Us Apart?

  • Free Case Consultations Provided
  • 160+ Years' Collective Experience
  • Thousands Of Cases Successfully Handled
  • You Don't Pay Us Unless We Recover Your Claim
  • Selected For Inclusion In The List Of Super Lawyers®

Client Testimonials

  • First of all, I want to express my extreme gratitude for probably saving my daughter's life.

    “First of all, I want to express my extreme gratitude for probably saving my daughter's life. By staying in treatment, the improvement is remarkable. She had been in eating disorder facilities many times, and treatment had been interrupted repeatedly by Anthem Blue Cross's denying benefits. Many of the health professionals were telling me that maybe my daughter was a hopeless case. You both gave me hope. She is still struggling with some residual issues around eating, but the change in her attitude, her ability to assess her own recovery, and her wish to live instead of to die, is evident in her life. Now she is back in school, after years of having her education disrupted by the eating disorder. She goes places with friends, and even goes out to restaurants for fun! This year marked the first holiday season for many years, when she had not been in a treatment facility. Other people gave up and you didn't. I can't thank you enough. You took the action that was necessary to keep my daughter in treatment long enough for it to work.”

    Anonymous

  • Thank God for Kantor & Kantor.

    “Thank God for Kantor & Kantor and Denise Anderson. I appreciate everything you do!”

    Stephen S.

  • I am a life you have touched. May God bless you richly.

    “After suffering with constant pain for nearly seven months, losing the job I loved and then being denied my long term disability, I was extremely discouraged when I began looking for help. With a few phone calls from Mr. Kantor to my insurance company, my long term disability was reinstated . The financial burden was lifted and I have hope again. I am a life you have touched. May God bless you richly.”

    Susan H.

  • I am so grateful for all your efforts and I'm sure glad you were on my side fighting for me.

    “Dear Alan - I just wanted to send you a special note of thanks for all your hard work on behalf of me and my case. I am so grateful for all your efforts and I'm sure glad you were on my side fighting for me.”

    Tracy R.

  • With you in my corner, I felt enabled and no longer alone.

    “Seemingly at the end of my rope with nowhere to turn, a friend suggested I call the National Multiple Sclerosis Society, who referred me to you. From our first contact I began to feel hope where there had been none. You took over all communication with the insurance company. You kept me posted as things progressed and advised me as to each necessary action. What a relief you were! With you in my corner, I felt enabled and no longer alone. Some big insurance companies feel emboldened to take arbitrary action against those who do not have the resources to defend what is rightfully theirs. Thank goodness for people like you who advocate for folks in need. In closing, please know how very much our association has meant. You have restored my faith in the goodness of people and renewed my confidence in the future. I am forever grateful.”

    Shirley G.