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Was your long-term care insurance claim denied?

Long Term Care Attorney in california

kantor & kantor, llp are California Insurance and Disability Attorneys

Long Term Care (LTC) Insurance has been one of the fastest-growing types of insurance sold in recent years. Over 100 insurance companies now offer LTC policies.

While the basic concept of LTC insurance is simple, getting claims paid can be extremely difficult, frustrating and time consuming. What’s more, people in need of these insurance benefits too often do not have the strength or ability to fight with their insurance company, and are often cognitively impaired. As a result, once benefits are denied, people give up and the insurance companies end up with all the premiums and no pay-out of benefits. We actually believe some insurance companies count on this being the case.

Denials usually stem from the “fine print” in the LTC policies pertaining to the conditions under which benefits are to be paid. Insurance companies will obviously interpret plan terms to advance their own interests and to deny or limit benefits. Quite often, insurance companies will engage in tactics such as denying receipt of necessary documents sent to them by the insured, utilizing biased doctors and nurses to justify denial of claims, and even ignoring, or failing to advise insureds about benefits to which they are entitled.

We Can Help

For over 20 years, our lawyers have been in the business of making sure people get the insurance benefits for which they paid. We have successfully prosecuted many long term care lawsuits, and some have resulted in multi-million dollar settlements.

At Kantor & Kantor, LLP, we have dealt with disability insurance denial for over 18 years.

We know all of the tricks an insurance company can employ in a disability insurance denial, such as:

Biased doctors and health care professionals who have the insurance company's best interests in mind
Failure to notify the insured of all available benefits in a long term disability insurance policy
Denials that documents were received from the insured by certain deadlines

All of the Long Term Care Cases we take are on contingency, so there is no out of pocket expense for attorneys fees. We also offer free phone, or in-office consultations.

Please email us or call us at (877) 783-8686 if you have any questions.

Long-Term Care Resources

What Sets Us Apart?

Free Case Consultations Provided
160+ Years' Collective Experience
Thousands Of Cases Successfully Handled
You Don't Pay Us Unless We Recover Your Claim
Selected For Inclusion In The List Of Super Lawyers®

Client Testimonials

I am a life you have touched. May God bless you richly.
“After suffering with constant pain for nearly seven months, losing the job I loved and then being denied my long term disability, I was extremely discouraged when I began looking for help. With a few phone calls from Mr. Kantor to my insurance company, my long term disability was reinstated . The financial burden was lifted and I have hope again. I am a life you have touched. May God bless you richly.”

Susan H.
Thank you a zillion times for your patience and time and absolutely helpful information.
“Thank you a zillion times for your patience and time and absolutely helpful information. You've helped me understand my position with my disability insurance and payments so much better. There is some real comfort in feeling anchored in knowledge…of what is and what might be in the future. Thanks to you!”

B.
First of all, I want to express my extreme gratitude for probably saving my daughter's life.
“First of all, I want to express my extreme gratitude for probably saving my daughter's life. By staying in treatment, the improvement is remarkable. She had been in eating disorder facilities many times, and treatment had been interrupted repeatedly by Anthem Blue Cross's denying benefits. Many of the health professionals were telling me that maybe my daughter was a hopeless case. You both gave me hope. She is still struggling with some residual issues around eating, but the change in her attitude, her ability to assess her own recovery, and her wish to live instead of to die, is evident in her life. Now she is back in school, after years of having her education disrupted by the eating disorder. She goes places with friends, and even goes out to restaurants for fun! This year marked the first holiday season for many years, when she had not been in a treatment facility. Other people gave up and you didn't. I can't thank you enough. You took the action that was necessary to keep my daughter in treatment long enough for it to work.”

Anonymous
You've helped to remove a great burden from our lives. It's nice to know there are decent people still in the world.
“Thank you for your kind efforts. You've helped to remove a great burden from our lives. It's nice to know there are decent people still in the world.”

B.
The arguments you made on our behalf at the mediation resulted in a more positive outcome for our case than we could have otherwise expected.
“We appreciate that you found merit in our case, and that you were both willing and able to be present at the mediation. We believe that the arguments you made in our favor to the mediator were able to influence the outcome towards resolution that we could feel satisfied with. In the end, we believe that your counsel, your support, and the arguments you made on our behalf at the mediation resulted in a more positive outcome for our case than we could have otherwise expected. Throughout you were always professional, but direct and clearly firm on our position. We thank you for your efforts to resolve our dispute to our satisfaction, and wish you continued success.”

Mara T.