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Was your long-term care insurance claim denied?

Long Term Care Attorney in california

kantor & kantor, llp are California Insurance and Disability Attorneys

Long Term Care (LTC) Insurance has been one of the fastest-growing types of insurance sold in recent years. Over 100 insurance companies now offer LTC policies.

While the basic concept of LTC insurance is simple, getting claims paid can be extremely difficult, frustrating and time consuming. What’s more, people in need of these insurance benefits too often do not have the strength or ability to fight with their insurance company, and are often cognitively impaired. As a result, once benefits are denied, people give up and the insurance companies end up with all the premiums and no pay-out of benefits. We actually believe some insurance companies count on this being the case.

Denials usually stem from the “fine print” in the LTC policies pertaining to the conditions under which benefits are to be paid. Insurance companies will obviously interpret plan terms to advance their own interests and to deny or limit benefits. Quite often, insurance companies will engage in tactics such as denying receipt of necessary documents sent to them by the insured, utilizing biased doctors and nurses to justify denial of claims, and even ignoring, or failing to advise insureds about benefits to which they are entitled.

We Can Help

For over 20 years, our lawyers have been in the business of making sure people get the insurance benefits for which they paid. We have successfully prosecuted many long term care lawsuits, and some have resulted in multi-million dollar settlements.

At Kantor & Kantor, LLP, we have dealt with disability insurance denial for over 18 years.

We know all of the tricks an insurance company can employ in a disability insurance denial, such as:

  • Biased doctors and health care professionals who have the insurance company's best interests in mind
  • Failure to notify the insured of all available benefits in a long term disability insurance policy
  • Denials that documents were received from the insured by certain deadlines

All of the Long Term Care Cases we take are on contingency, so there is no out of pocket expense for attorneys fees. We also offer free phone, or in-office consultations.

Please email us or call us at (877) 783-8686 if you have any questions.

Long-Term Care Resources

What Sets Us Apart?

  • Free Case Consultations Provided
  • 160+ Years' Collective Experience
  • Thousands Of Cases Successfully Handled
  • You Don't Pay Us Unless We Recover Your Claim
  • Selected For Inclusion In The List Of Super Lawyers®

Client Testimonials

  • The arguments you made on our behalf at the mediation resulted in a more positive outcome for our case than we could have otherwise expected.

    “We appreciate that you found merit in our case, and that you were both willing and able to be present at the mediation. We believe that the arguments you made in our favor to the mediator were able to influence the outcome towards resolution that we could feel satisfied with. In the end, we believe that your counsel, your support, and the arguments you made on our behalf at the mediation resulted in a more positive outcome for our case than we could have otherwise expected. Throughout you were always professional, but direct and clearly firm on our position. We thank you for your efforts to resolve our dispute to our satisfaction, and wish you continued success.”

    Mara T.

  • We will never forget the good you have done and may you continue to earn gold stars.

    “More than your skilled expertise, uncompromising professionalism and breadth of experience, we have been immensely impressed with the sincerity, generosity and integrity with which you conducted our affairs, acted on our behalf and guided us through the sometimes confusing process. Throughout, we developed a great respect for all of you and it is our wish that both collectively and individually, you experience continued professional success and personal gratification in all that you pursue. We will never forget the good you have done and may you continue to earn gold stars.”

    Lalida C.

  • You are the light in the darkness for all of us.

    “Lisa- You are the light in the darkness for all of us in the eating disorder community. I believe that you were born to take on these challenges.”

    Pam S.

  • You have restored my faith in the goodness of people!

    “Thank you Glenn for accepting my case. I had all but given up on finding an attorney that was willing to take this case, and although you may not remember, I enclosed a note to you when I sent my [ins. co.] file asking you to please help me. You did that sir, and I can't thank you enough. My thanks to you Corinne for pursuing my case with vigor. I don't know much about how these legal things are handled, but I could tell by your communications with me, making sure I was always informed, that you were on top of it all. Also, you were ALWAYS available to me to answer questions, and your compassion for me and my situation is so much appreciated. I have had limited exposure to the legal system and attorneys, but I have never been able to just call and talk to them, as I could with you. I always had to speak with someone in the office that couldn't really answer my questions. My sincerest thanks and best wishes for you both You have restored my faith in the goodness of people!”

    Dick H.

  • There are no words that can express the feelings of gratitude and relief I have that you helped us.

    “I wanted to thank you again for all of your help. My daughter would not be in treatment without your help. I can never thank you enough, there are no words that can express the feelings of gratitude and relief I have that you helped us, and I believe saved my little girl. Taking her back to Timberline Knolls was very difficult in many ways, I wish UBH could know the damage they have done to her by having her go in and out like this. When she went into Timberline Knolls the first time she was not happy to go exactly, no one wants to go into treatment, but she was open to going in and ready, for the first time, to really look at her issues and work hard to get better. When she had to leave Timberline she expressed that she wished she could have stayed because she felt like she was finally at a place where she was getting better and, though it was hard, she was really opening up and dealing with her issues for the first time, something she has had a hard time doing. I just wanted you to know that she was going down to a really bad place and without you I don't know what would have happened except that she would not be at Timberline Knolls right now getting better and I thought you should know this. With unending gratitude.”

    R.