Vulnerable Policyholders: Financial Exploitation, Cognitive Decline, and Insurance

Event Date: October 22, 2026

Event Time: 11:00 AM PT / 2:00 PM ET

Kantor & Kantor, LLP is partnering with the Elder Justice Coalition for a free educational webinar on how financial exploitation of older adults shows up through insurance and the role cognitive decline plays on both ends of the problem.

Thursday, October 22, 2026
11:00 a.m. PT / 2:00 p.m. ET
Free | Online via Zoom | Open to the public

About this session

Exploitation frequently reaches older adults through their insurance. Beneficiary designations are altered without the policyholder fully understanding what was signed. Long-term care or life policies lapse while someone else controls the mail and the finances. Annuities and long-term care products are sold to buyers who could not realistically evaluate them.

Diminished capacity runs through all of it. It is often what creates the opening for exploitation in the first place, and it is also what makes these situations hardest to address afterward, when the policyholder cannot reconstruct what was signed, when, or at whose direction. Appeal deadlines pass unnoticed. Authorized representative paperwork is missing or contested. The documentation that would show what happened was never created.

What will be covered

How financial exploitation surfaces in the insurance context, and the forms it most commonly takes
Warning signs for families and for professionals working with older adults
Which documents matter most, and which deadlines are the least forgiving
What options may remain once a problem has been discovered, including the circumstances in which capacity concerns can strengthen a challenge rather than complicate it

Who should attend

Anyone caring for an aging parent or spouse, along with ombudsmen, Adult Protective Services staff, social workers, care managers, elder law practitioners, and others working with older adults. No legal background is needed.

Presenter

Andrew Kantor | Managing Partner, Kantor & Kantor, LLP

Andrew Kantor is the managing partner of Kantor & Kantor, LLP, where his practice focuses on helping individuals recover wrongfully denied disability, life, and long-term care insurance benefits under both ERISA and non-ERISA policies. He speaks frequently to patient advocacy and aging services organizations about navigating the claims and appeals process.