Kantor & Kantor handles all types of major claims against homeowner's insurance carriers.
From 1994 to 2004 our attorneys were at the forefront in the prosecution of claims against the insurance industry for its nonpayment of claims arising out of the Northridge earthquake.
We handled hundreds of cases against all of the major carriers collecting for our clients in excess of $15,000,000 not previously paid to them by their insurers. In virtually every instance, we were able to recover for our clients not only the cost to repair their earthquake damage, but sufficient moneys to cover our client's attorney fees.
We were counsel of record in Ward V. Allstate in which it was held that the statute of limitations did not begin to run until a reasonable person could determine that he or she had appreciable earthquake damage. This decision was the first of its kind. It has been followed by many others and is supported by the Department of Insurance.
In Sherman V. Allstate, we achieved a settlement in which Allstate agreed to reopen nearly 11,000 earthquake claims which had previously been closed or denied entirely on the statute of limitations. Not only did we persuade Allstate that it must reopen these claims, it was forced to pay the claimants 100% of the cost to repair damage which it had not previously paid for, with attorney fees paid in addition to the cost to repair the un-repaired damage.
We were counsel in class actions filed against State Farm and 20th Century for their abuses of the claims process.
The 20th Century class action sought to protect the rights of approximately 900 homeowners whose earthquake claims were improperly denied on the basis that they were barred by the statute of limitations and then because they believed 20th Century when they were told that their claim was too late, did not file against 20th Century until more than one year after they received the notice denying their claim.
Call us if you have any questions about your homeowner's insurance claims being denied.