Long Term Care Attorney

California Insurance and Disability Attorneys

Long Term Care (LTC) Insurance has been one of the fastest-growing types of insurance sold in recent years. Over 100 insurance companies now offer LTC policies.

While the basic concept of LTC insurance is simple, getting claims paid can be extremely difficult, frustrating and time consuming. What’s more, people in need of these insurance benefits too often do not have the strength or ability to fight with their insurance company, and are often cognitively impaired. As a result, once benefits are denied, people give up and the insurance companies end up with all the premiums and no pay-out of benefits. We actually believe some insurance companies count on this being the case.

Denials usually stem from the “fine print” in the LTC policies pertaining to the conditions under which benefits are to be paid. Insurance companies will obviously interpret plan terms to advance their own interests and to deny or limit benefits. Quite often, insurance companies will engage in tactics such as denying receipt of necessary documents sent to them by the insured, utilizing biased doctors and nurses to justify denial of claims, and even ignoring, or failing to advise insureds about benefits to which they are entitled.

We can help.

For over 20 years, our lawyers have been in the business of making sure people get the insurance benefits for which they paid. We have successfully prosecuted many long term care lawsuits, and some have resulted in multi-million dollar settlements.

At Kantor & Kantor, LLP, we have dealt with disability insurance denial for over 18 years. We know all of the tricks an insurance company can employ in a disability insurance denial, such as:

  • Biased doctors and health care professionals who have the insurance company's best interests in mind
  • Failure to notify the insured of all available benefits in a long term disability insurance policy
  • Denials that documents were received from the insured by certain deadlines

All of the Long Term Care Cases we take are on contingency, so there is no out of pocket expense for attorneys fees. We also offer free phone, or in-office consultations. Please call or email us if you have any questions at 888-569-6013

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