Los Angeles Disability Insurance, ERISA, and Insurance Bad Faith Attorneys

California Denied Life Insurance Claim

If you live in California and attempt to collect payment on a life insurance policy claim for a family member who committed suicide, you may be quickly denied. Most California life insurance policies contain certain exclusions that preclude an insurer from paying a claim. Suicide or attempted suicide are often excluded from coverage, but can be fought with the help of a lawyer.

A lawyer can help you get the money you deserve. For instance, there are many cases in which a claim was filed but denied because the death was wrongfully categorized as suicide. Further, life insurance companies may deny a claim in California if the claimant has a history of suicide attempt(s) in the past and has been injured in a mysterious way or a way that could be construed as self-inflicted and intentional.

Denied Life Insurance Claims in California for Someone with a History of Mental Illness

If a loved one dies after a history of mental illness, the insurance company may rule the death a suicide if the person stopped taking medication for his mental health condition. In these cases, you also need a lawyer on your side to help you receive benefits for your claim. If your family has been denied claim benefits after the death of a loved one, you have to fight for your rights.

Rather than going it alone against a huge insurance company, let our experts at Kantor & Kantor work for you. We're experienced and ready to get to the bottom of your situation. Call us at 1-800-4INSLAW (1-800-446-7529) or via email.

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