California Life Insurance Litigation
If you or a family member has been denied benefits from a life insurance policy in California, you may need to initiate litigation in order to collect the money you are owed. Sometimes, an insurance company will find a way to disqualify claimants postmortem for coverage or benefits. This could include classifying the person's death as a suicide or another excluded cause of death not covered by the policy's fine print.
The last thing you want to deal with after the death of a loved one is fighting an insurance company that won't pay out a policy. When you are rightfully entitled to life insurance benefits, it is important that you not feel intimidated by your insurance company. Instead of trying to handle the situation yourself, you can hire a skilled lawyer to take care of the settlement litigation for you.
California Denied Life Insurance Claim
If you live in California and attempt to collect payment on a life insurance policy claim for a family member who committed suicide, you may be quickly denied. Most California life insurance policies contain certain exclusions that preclude an insurer from paying a claim. Suicide or attempted suicide are often excluded from coverage, but can be fought with the help of a lawyer.
A lawyer can help you get the money you deserve. For instance, there are many cases in which a claim was filed but denied because the death was wrongfully categorized as suicide. Further, life insurance companies may deny a claim in California if the claimant has a history of suicide attempt(s) in the past and has been injured in a mysterious way or a way that could be construed as self-inflicted and intentional.
Our California Life Insurance Litigation Approach
At Kantor & Kantor, LLP, our attorneys have decades of combined experience working with California residents who have been denied life insurance benefits. Even if you've gone through the appeals process and feel like you're out of options, we still might be able to help. There is no case too large or too small for us, and we can find creative solutions to even the most challenging problems.
Give us a call toll-free in California at 1-888-569-6013. You can also contact us via email if that is more convenient. Once we've received your information, we will give you a free phone consultation regarding your case to let you know how we feel you should proceed with litigation.