Life Insurance
We have experience in resolving life
insurance claims. Did you know that if the policy has been in force for
more than two years when the insured dies, the insurance company is
obligated to pay the claim? However, in many cases, what may seem like
a proper denial on the face of it is improper under the law.
Life Insurance Cases
For
example, we had a case where the insured died from an overdose of
cocaine. He was insured under an accidental death policy issued by his
employer. The insurance company found that the accident was not an
accidental death under the law and denied the claim. After we completed
the administrative review of the claim, we filed a lawsuit on behalf of
the minor son of the person who died. The court found that in fact the
cocaine overdose was an accident, and the insurance company paid the
$500,000 life insurance benefit.
We have also had cases where the insurer denies that the deceased was entitled to "supplemental life insurance" offered through his or her employer. Often, such insurance can be a multiple of many times the ordinary life insurance offered through employment.
These are just a few of the many examples of life insurance issues that come up.
(Read others by clicking here.)Call for a free consultation if you have any questions about a life insurance claim with MetLife, Prudential, Hartford, New York Life, Lincoln National, John Hancock, Jackson National, Transamerica, Unum or any one of the many other life insurance companies.
800-4INSLAW (800-446-7529)